An aircraft title insurance policy is not unlike a land title policy. It can indemnify an owner or lender against actual losses that divest them of their interest in the aircraft.

The best title search or legal opinion can only report problems of record at the FAA. Many title problems, however, are never reported in the public records, and the most thorough title report or legal opinion could never detect them. A forgery, federal tax lien, mechanic’s lien, or a bill of sale that is not enforceable due to fraud, duress, lack of capacity or authority and similar defects, are just a few of the reasons that could adversely affect title to your aircraft.

For a one-time premium, First American will stand beside you to protect your aircraft; and if you suffer loss due to a covered risk in the policy, First American will reimburse you up to the amount of the policy. In almost all cases, First American will cover the reasonable fees and costs incurred in defending your title.